Mortgage rates are currently at an all time low. Posted rates are now at lwvels that havn't been seen in decades. It is expected however as the economy beging to improve rates will gradually begin to rise.
For first time buyers there are incentives being offered by the government. There is a $750 tax credit being offered by the Federal government as well you can withdraw up to $25,000 from an RRSP under the Home Buyers Plan.
With spring not to far in the distant future now is the time to start planning for home ownership.
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